Peak Loan Program

Our Peak Loan program allows you to buy a home up to $1.5M with only 5% down*. The loan terms can even be extended to 40 years, with the first 10 being interest-only payments.

The Peak 2nd Lien loan program can also be an option for you to access the equity in your current home (up to 95% combined loan to value) and use it toward home improvement, debt consolidation, or as a source of down payment on a second home.

1st Lien Qualifications:

  • Loan amounts up to $2.5M.
  • 5/1 ARM, 30 year fixed, and 30 or 40 year fixed with 10-year Interest Only options available.*.
  • 620 minimum credit score.
  • 50% maximum debt to income ration.
  • Non-warrantable condos allowed.

2nd Lien Qualifications:

  • Loan amounts from $20,000 to $500,000.
  • 10, 15, 20, and 30 year fixed terms available.
  • Available in 2 different options:.
  • Stand alone.
  • Second mortgage closing concurrently with a loan (for either a purchase or refinance).
Peak Loan Program American Pacific Mortgage peak-loan-program-with-american-pacific-mortgage Our Peak Loan program allows you to buy a home up to $1.5M with only 5% down*. The loan terms can even be extended to 40 years, with the first 10 being interest-only payments. Lender Preview Services & Opportunities Financial Services home loans loans peak loan https://easternoregonmarketplace.com/wp-content/uploads/2018/07/american-pacific-mortgage-listing-photo-1.jpgAmerican Pacific Mortgage Corporation NMLS #1850 505 E. Main Street Suite A Hermiston, OR Oregon 97838 45.8407239 -119.2831266 45.8407239,-119.2831266

Overview

Phone Number(541) 701-0545
Min FICO620
Max DTI %50

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